Professional Loss Mitigation Support Specialists
We off five levels of support to help when your lender does not capitulate
You don't need another mortgage
loan to save your home. You
already have the mortgage loan.
What you need is to have your
lender modify the terms of your
existing loan to make it affordable.
If you have completed our process
and your lender still does not
comply with your request for a loan
modification that your are clearly
entitled to, you must escalate the
process. If this is your situation,
you may need the services of a
loan mitigation professional.
When our homeowners cannot
resolve mitigation cases directly,
the situation sometimes requires
direct intervention by a trained legal
professional. In this instance, there
is truly no substitute for the skills of
an experienced attorney with a
standing history of working with
lenders. Urban Solutions is proud
to work hand in hand with teams of
legal experts that represent our
clients. Professional legal
experience is truly the best teacher
loan to save your home. You
already have the mortgage loan.
What you need is to have your
lender modify the terms of your
existing loan to make it affordable.
If you have completed our process
and your lender still does not
comply with your request for a loan
modification that your are clearly
entitled to, you must escalate the
process. If this is your situation,
you may need the services of a
loan mitigation professional.
When our homeowners cannot
resolve mitigation cases directly,
the situation sometimes requires
direct intervention by a trained legal
professional. In this instance, there
is truly no substitute for the skills of
an experienced attorney with a
standing history of working with
lenders. Urban Solutions is proud
to work hand in hand with teams of
legal experts that represent our
clients. Professional legal
experience is truly the best teacher
Our professional Mortgage
Mitigators can take you to the
next level.
Our Loan Modification Calculator
will tell you if you qualify for a HAMP
mortgage payment reduction. Our
Homeowner Defense Program
offers the homeowner the relief
developed by the FDIC and the
Obama Administration
Mitigators can take you to the
next level.
Our Loan Modification Calculator
will tell you if you qualify for a HAMP
mortgage payment reduction. Our
Homeowner Defense Program
offers the homeowner the relief
developed by the FDIC and the
Obama Administration
- FIRST READ YOUR MORTGAGE LOAN AGREEMENT
Not all loan agreements are legally sound.
Many loan contracts contain clauses that are outright illegal. You will not know this unless you read your contract. Also,
your mortgage agreement may contain clauses to protect you from excessive loan charges. If so, you have legal
recourse for financial restitution if you are being overcharged. For instance, the following clause entitles the borrower to
compensation for overcharges. Your contract may contain a clause in it similar to the following:
LOAN CHARGES
If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other
loan charges collected or to be collected in connection with this loan exceed the permitted limits, then: (a) any such loan
charge shall be reduced by the amount necessary to reduce the charge to the permitted limit, and (b) any sums already
collected from me that exceed permitted limits will be refunded to me. The Note Holder may choose to make this refund
by reducing the Principal I owe under this Note or by making a direct payment to me. If a refund reduces Principal, the
reduction will be treated as a partial payment.
If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other
loan charges collected or to be collected in connection with this loan exceed the permitted limits, then: (a) any such loan
charge shall be reduced by the amount necessary to reduce the charge to the permitted limit, and (b) any sums already
collected from me that exceed permitted limits will be refunded to me. The Note Holder may choose to make this refund
by reducing the Principal I owe under this Note or by making a direct payment to me. If a refund reduces Principal, the
reduction will be treated as a partial payment.
You may not recognize the many hidden borrower rights and discrepancies in loan agreements that entitle you to a new
contract. For this reason we recommend that you seek the council of a professional mortgage mitigation specialist that
not only knows contracts but have direct access to underwriters and other key personnel involved with the internal
workings of banks.
Certified Forensic Auditor
If you are having trouble with your lender, have us contact us or one of our trained mortgage mitigation specialists to
represent your case with your lender. Our mitigation specialist will also be able to tell you if you should escalate your
case to a Certified Forensic Auditor to check the legal validity of your loan agreement. Only a trained mortgage mitigation
specialist can tell you if you have a case that requires the services of a Certified Forensic Auditor. If so, contact us to put
you in touch with an auditor.
contract. For this reason we recommend that you seek the council of a professional mortgage mitigation specialist that
not only knows contracts but have direct access to underwriters and other key personnel involved with the internal
workings of banks.
Certified Forensic Auditor
If you are having trouble with your lender, have us contact us or one of our trained mortgage mitigation specialists to
represent your case with your lender. Our mitigation specialist will also be able to tell you if you should escalate your
case to a Certified Forensic Auditor to check the legal validity of your loan agreement. Only a trained mortgage mitigation
specialist can tell you if you have a case that requires the services of a Certified Forensic Auditor. If so, contact us to put
you in touch with an auditor.
CONTACT US FOR HELP
The Urban Solutions team provides a comprehensive
set of solutions to keep homeowners in their homes.
However, there are cases when lenders refuse to
capitulate with government sanctioned loan
modification programs. Though Urban Solutions is not
a law firm, in cases such as these, we do recommend
use of a Certified Forensic Auditor or attorney to insure
that your mortgage contract is legally valid. If you feel
that legal assistance is required to settle your claim,
contact us. We will do all that is within our legal power
to help you.
The Urban Solutions team provides a comprehensive
set of solutions to keep homeowners in their homes.
However, there are cases when lenders refuse to
capitulate with government sanctioned loan
modification programs. Though Urban Solutions is not
a law firm, in cases such as these, we do recommend
use of a Certified Forensic Auditor or attorney to insure
that your mortgage contract is legally valid. If you feel
that legal assistance is required to settle your claim,
contact us. We will do all that is within our legal power
to help you.
If you need additional
information regarding
our services or need
customer support click
the contact link, below.
information regarding
our services or need
customer support click
the contact link, below.
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High end services
for homeowners
for homeowners
| Urban Solutions |
| Interactive Service Network |
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to help homeowners and the nation out of the economic crisis that we face. In addition, the calculator uses parameters
that most lenders use to qualify loan modification requests according to existing law and lending practices.
that most lenders use to qualify loan modification requests according to existing law and lending practices.