Do-it-yourself Loan Modification Document Processing System
The Urban Solutions "Intelligent Forms" Program
HAMP Qualification Calculator
Households are qualified for HAMP by federal criteria are sometimes rejected by mortgage lenders. Our patented online
HAMP Qualification Calculator algorithm is far more detailed than the online calculators used by the federal government
to determine qualification for mortgage payment reductions. Our calculator evaluates your household's qualification
using the stringent criteria that your mortgage lender will use. After all, it is your lender that must ultimately approve your
loan modification request.
Households are qualified for HAMP by federal criteria are sometimes rejected by mortgage lenders. Our patented online
HAMP Qualification Calculator algorithm is far more detailed than the online calculators used by the federal government
to determine qualification for mortgage payment reductions. Our calculator evaluates your household's qualification
using the stringent criteria that your mortgage lender will use. After all, it is your lender that must ultimately approve your
loan modification request.
Click here to see if you qualify for the HAMP payment plan you just created.
If you qualify for HAMP using our HAMP Qualification Calculator, we will process your submission ready HAMP loan
modification request documents using the HAMP Payment Plan that you have created. Our document processing center
will process and email your submission ready loan modification request documents for the new HAMP payment plan
that you are legally entitled to under HAMP.
Many professional households will be able to draft and submit their HAMP loan modification requests to their mortgage
lenders using the information provided in the mortgage payment planner and calculator. We do offer online document
processing services to those households that lack the time or resources needed to prepare their own documents. We
do charge a small service fee for this service.
If you qualify for HAMP using our HAMP Qualification Calculator, we will process your submission ready HAMP loan
modification request documents using the HAMP Payment Plan that you have created. Our document processing center
will process and email your submission ready loan modification request documents for the new HAMP payment plan
that you are legally entitled to under HAMP.
Many professional households will be able to draft and submit their HAMP loan modification requests to their mortgage
lenders using the information provided in the mortgage payment planner and calculator. We do offer online document
processing services to those households that lack the time or resources needed to prepare their own documents. We
do charge a small service fee for this service.
Your submission ready HAMP loan modification documents will be emailed within hours of placing your
order. Click here to order your submission ready HAMP documents.
order. Click here to order your submission ready HAMP documents.
- THIS IS THE LAW
It is not necessary to pay a third party to arrange for a loan modification or other form of forbearance from your mortgage
lender or servicer. You may call your lender directly to ask for a change in your loan terms. Nonprofit housing counseling
agencies also offer these and other forms of borrower assistance free of charge. A list of nonprofit housing counseling
agencies approved by the United States Department of Housing and Urban Development (HUD) is available from your
local HUD office or by visiting www.hud.gov.
We take our hats off to the thousands of volunteers working tirelessly with nonprofit organizations to help you to get your
HAMP payment reduction. However, the truth is, most of these nonprofit organizations lack the resources to do the job.
Most of these nonprofit organizations were set up to provide totally different community services. If you want to take
advantage of the great benefits that HAMP offers, you have to do it yourself. Click here to see why. Unfortunately, since
this report was released, the situation has gotten even worse.
It is difficult for even for the most well oiled commercial organizations to switch gears midstream. However, document
preparation is our business.
If you need additional
information regarding our
services or need customer
support click the contact
link, below.
information regarding our
services or need customer
support click the contact
link, below.
 |
 |
 |
 |
 |
 |
| Urban Solutions |
| Interactive Service Network |
Urban Solutions does not provide loan modification counseling or advice. We simply automate the process for you
to submit your own HAMP loan modification request directly to your lender. HAMP is available to every household
that is qualified to use it, however, you must submit a request to your lender to take advantage of this federal Act.
to submit your own HAMP loan modification request directly to your lender. HAMP is available to every household
that is qualified to use it, however, you must submit a request to your lender to take advantage of this federal Act.
Click here to open the HAMP Mortgage Payment Planner to create your new HAMP payment plan.
Do not rely on your lender to create your HAMP plan for you. Go in with your payment plan in hand. All you lender really
has to do is write a new contract using the payment terms provided in your loan modification request forms.
Use the HAMP Mortgage Payment Planner to create the affordable payment plan that you may be legally entitled to
receive under HAMP. After you create your new payment plan, you must next use the online HAMP Qualification Calculator
to see if you qualify for participation in HAMP given your current mortgage payment, your monthly recurring expenses and
your current household income.
Once you are satisfied with your payment plan, print a copy of the planner payment plan for your personal records. Use
the SUBMIT FORM button on the bottom of the planner to submit your payment plan for processing. Also print the
submission confirmation page that will appear after you submit your plan. Save the confirmation page for your records.
Do not rely on your lender to create your HAMP plan for you. Go in with your payment plan in hand. All you lender really
has to do is write a new contract using the payment terms provided in your loan modification request forms.
Use the HAMP Mortgage Payment Planner to create the affordable payment plan that you may be legally entitled to
receive under HAMP. After you create your new payment plan, you must next use the online HAMP Qualification Calculator
to see if you qualify for participation in HAMP given your current mortgage payment, your monthly recurring expenses and
your current household income.
Once you are satisfied with your payment plan, print a copy of the planner payment plan for your personal records. Use
the SUBMIT FORM button on the bottom of the planner to submit your payment plan for processing. Also print the
submission confirmation page that will appear after you submit your plan. Save the confirmation page for your records.
To use our online document processing service, simply submit your completed payment planner and calculator forms to
us by using the SUBMIT button on the bottom of the completed forms. When we receive your documents you will be
contacted by one of our staff members to process your submission ready loan modification request documents. Your
HAMP loan modification request documents and NEW HAMP MORTGAGE PAYMENT PLAN will be processed
using the information you submit in the qualification calculator.
If you do require online services, a copy of the completed HAMP Qualification Calculator for your personal records. Use
the SUBMIT FORM button on the bottom of the planner to submit your payment plan and calculator forms or processing.
Also print the submission confirmation page that will appear after you submit your calculator. Save the confirmation page
for your records.
us by using the SUBMIT button on the bottom of the completed forms. When we receive your documents you will be
contacted by one of our staff members to process your submission ready loan modification request documents. Your
HAMP loan modification request documents and NEW HAMP MORTGAGE PAYMENT PLAN will be processed
using the information you submit in the qualification calculator.
If you do require online services, a copy of the completed HAMP Qualification Calculator for your personal records. Use
the SUBMIT FORM button on the bottom of the planner to submit your payment plan and calculator forms or processing.
Also print the submission confirmation page that will appear after you submit your calculator. Save the confirmation page
for your records.
Urban Solutions is a document processing company. We do not
provide loan modification counselling or advice. For additional
information or advice about loan modifications, seek the counsel
of a an HUD certified HAMP counselling agency or a qualified
financial advisor.
provide loan modification counselling or advice. For additional
information or advice about loan modifications, seek the counsel
of a an HUD certified HAMP counselling agency or a qualified
financial advisor.
The HAMP Mortgage Payment Planner
Click the FREE HAMP Mortgage Payment Planner link to create the HAMP mortgage payment plan that you can afford.
This is the payment plan that you will use to pay off the balance of your mortgage loan at a reduced interest rate over
an extended term (up to 40 years) if necessary - you decide. THE PLANNER WILL ONLY ALLOW YOU TO FASHION A
PAYMENT PLAN THAT IS HAMP COMPLIANT. If your plan is out of bounds, the planner will tell you so.
HAMP has a built in market correction. This means that under HAMP, the cost of your home will be many thousands
of dollars less than the payoff under your current contract. The planner will tell you what your cost savings will be.
Click the FREE HAMP Mortgage Payment Planner link to create the HAMP mortgage payment plan that you can afford.
This is the payment plan that you will use to pay off the balance of your mortgage loan at a reduced interest rate over
an extended term (up to 40 years) if necessary - you decide. THE PLANNER WILL ONLY ALLOW YOU TO FASHION A
PAYMENT PLAN THAT IS HAMP COMPLIANT. If your plan is out of bounds, the planner will tell you so.
HAMP has a built in market correction. This means that under HAMP, the cost of your home will be many thousands
of dollars less than the payoff under your current contract. The planner will tell you what your cost savings will be.
| YOU DON'T NEED A MIDDLEMAN. |
Create your new HAMP Payment Plan with payments you can afford.
| Click here to order HAMP documents for your payment plan. |