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There is no White Knight to save your home. You have to do it yourself.
Step 1 - Use our Free Mortgage Reduction Calculator to see if you qualify
Download our free online Mortgage Reduction Calculator. Enter your home mortgage information and
household income and expense information into the calculator. The calculator will determine if you qualify for a
mortgage payment reduction using one of the federal payment reduction programs.
Simple Qualification Analysis
If you are qualified for a federal program, you then have the option of using our document preparation services or
going to a HUD approved agency to apply for the federally sponsored program. Our document processing center
can return your completed workout package forms in less than 24 hours.
You don't need another mortgage loan to save your home. You already
have the mortgage loan. What you need is to have your lender modify the
terms of your existing loan to make it more affordable. Use our easy 2
Step Process to get your new payment plan and supporting loan
modification documents.
If you are paying more than 31% of your gross household income for
mortgage payments then you are paying too much. You may qualify for a
federal mortgage payment reduction. Our Loan Modification Calculator
will tell you if you qualify for the payment reduction. This homeowner
mortgage relief plan was developed by the FDIC and the Obama
Administration to help the nation out of the economic crisis that we face.
However, you have to submit a request to receive it.
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Based on the information that you submit to us in your calculator forms, we will prepare your mortgage reduction
workout package documents (documents you present to your lender) to have your monthly payment reduced. We
will process the new payment plan that you are entitled to under the program that you qualify for. You can then
submit your completed documents to your lender, along with verification of the stated household income, to receive
the federally sponsored payment reduction.
It is not necessary to pay a third party to arrange for a loan modification or other form of forbearance from your
mortgage lender or servicer. You may call your lender directly to ask for a change in your loan terms. Nonprofit
housing counseling agencies also offer these and other forms of borrower assistance free of charge. A list of
nonprofit housing counseling agencies approved by the United States Department of Housing and Urban
Development (HUD) is available from your local HUD office or by visiting www.hud.gov.
We take our hats off to the thousands of volunteers working tirelessly with nonprofit organizations to help you
through the process. However, the truth is, most of these nonprofit organizations were set up to provide a totally
different community service. It is difficult for even the most well oiled commercial organizations to switch gears
midstream. This is our business. Urban Solutions has been helping real estate brokers and clients for over ten
years.
Now, hear the truth about what is really going on. YOU DON'T HAVE TO SETTLE FOR THIS. Don't
lose your home to foreclosure.
Step 2 - Submit your Mortgage Reduction Calculator to get your new payment plan and bank documents.
